Sec. 42-1.6. Appendixes

Appendixes.

APPENDIX I

Term Life To 90 Plan Issue Age 65 Male

		Sub						Test	1
	Prem	Period	Death		Minimum cash values 1980 CSO Combine Male Age Nearest Curtate ULT 5%
DUR	Scale	N	Benefit	End't	Period 1	Period 2	Period 3	Period 4	Period 5	Period 6	Period 7
0					-60.00	-60.00	-60.00	-60.00	-60.00	-60.00	-60.00
1	15.00	1	1,000	0	-37.99	-51.23	-52.19	-53.02	-53.71	-54.28	-54.74
2	15.00	1	1,000	0	-16.82	-44.39	-46.39	-48.11	-49.55	-50.74	-51.69
3	15.00	1	1,000	0	3.39	-39.77	-42.91	-45.60	-47.86	-49.71	-51.20
4	15.00	1	1,000	0	22.51	-37.71	-42.09	-45.85	-48.99	-51.57	-53.66
5	15.00	1	1,000	0	40.32	-38.67	-44.42	-49.35	-53.47	-56.86	-59.59
6	15.00	1	1,000	0	56.44	-43.33	-50.60	-56.82	-62.03	-66.31	-69.76
7	15.00	1	1,000	0	70.41	-52.58	-61.54	-69.21	-75.64	-80.91	-85.16
8	15.00	1	1,000	0	81.55	-67.59	-78.45	-87.76	-95.55	-101.95	-107.10
9	15.00	1	1,000	0	89.07	-89.85	-102.88	-114.04	-123.39	-131.06	-137.25
10	15.00	1	1,000	0	92.09	-121.09	-136.61	-149.91	-161.05	-170.19	-177.56
11	15.00	1	1,000	0	89.65	-163.33	-181.75	-197.53	-210.74	-221.59	-230.34
12	15.00	1	1,000	0	80.68	-218.98	-240.79	-259.49	-275.14	-287.99	-298.35
13	15.00	1	1,000	0	63.91	-291.00	-316.84	-338.98	-357.52	-372.74	-385.01
14	15.00	1	1,000	0	37.77	-383.10	-413.74	-440.00	-461.98	-480.03	-494.58
15	15.00	1	1,000	0	0.00	-500.37	-536.80	-568.02	-594.16	-615.61	-632.92
16	100.00	2	1,000	0		-407.94	-457.34	-499.67	-535.11	-564.20	-587.66
17	100.00	2	1,000	0		-312.83	-377.96	-433.77	-480.50	-518.86	-549.79
18	100.00	2	1,000	0		-214.24	-298.80	-371.26	-431.93	-481.73	-521.89
19	100.00	2	1,000	0		-110.82	-219.85	-313.29	-391.51	-455.73	-507.52
20	100.00	2	1,000	0		0.00	-140.44	-260.80	-361.56	-444.28	-510.98
21	120.00	3	1,000	0			0.00	-156.79	-288.06	-395.83	-482.72
22	135.00	4	1,000	0				0.00	-172.55	-314.22	-428.45
23	150.00	5	1,000	0					0.00	-188.05	-339.67
24	165.00	6	1,000	0						0.00	-203.42
25	180.00	7	1,000	0							0.00
Test Purpose: Determine if Cash Values are needed
	And if so, what plan Based upon period is to be assumed for determining policy cash values

APPENDIX II

Term Life To 90 Plan Issue Age 65 Male

(ENTERY AGE 80)

		Sub						Test	2
	Prem	Period	Death		Minimum cash values 1980 CSO Combine Male Age Nearest Curtate ULT 5%
DUR	Scale	N	Benefit	End't	Period 1	Period 2	Period 3	Period 4	Period 5	Period 6
15					-60.00	-60.00	-60.00	-60.00	-60.00	-60.00
16	100.00	1	1,000	0	-33.13	-33.73	-34.64	-35.60	-36.49	-37.26
17	100.00	1	1,000	0	-11.52	-12.83	-14.81	-16.91	-18.86	-20.56
18	100.00	1	1,000	0	2.99	0.83	-2.47	-5.94	-9.17	-11.98
19	100.00	1	1,000	0	7.87	4.65	-0.25	-5.43	-10.24	-14.43
20	100.00	1	1,000	0	0.00	-456	-11.50	-18.83	-25.64	-31.57
21	120.00	2	1,000	0		0.00	-9.77	-20.07	-29.66	-37.99
22	135.00	3	1,000	0			0.00	-14.38	-27.75	-39.37
23	150.00	4	1,000	0				0.00	-18.58	-34.74
24	165.00	5	1,000	0					0.00	-22.46
25	180.00	6	1,000	0						0.00
Test Purpose: Determine if Cash Values are needed
	And if so, what plan Based upon period is to be assumed for determining policy cash values

APPENDIX III

Whole Life Endowment AT 95 Issue Age 50 Male Non-Smoker

(Graded Premium)

		Sub						TEST 1
	Prem	Period	Death		Minimum cash values 1980 CSO Male non-smoker age nearest curtate ULT 5%
DUR	Scale	N	Benefit	End't	Period 1	Period 2	Period 3	Period 4	Period 5	Period 6	Period 7	Period 8	Period 9
0					-35.85
1	3.00	1	1,000	0	-38.90
2	3.00	1	1,000	0	-42.57
3	3.00	1	1,000	0	-46.99
4	3.00	1	1,000	0	-52.26
5	3.00	1	1,000	0	-58.53
6	3.00	1	1,000	0	-65.95
7	3.00	1	1,000	0	-74.67
8	3.00	1	1,000	0	-84.86
9	3.00	1	1,000	0	-96.68
10	3.00	1	1,000	0	-110.41	-55.80
11	17.00	2	1,000	0	-108.14	-52.28
12	17.00	2	1,000	0	-107.18	-49.92
13	17.00	2	1,000	0	-107.83	-48.98
14	17.00	2	1,000	0	-110.43	-49.77
15	17.00	2	1,000	0	-115.37	-52.67	-60.00
16	27.00	3	1,000	0	-109.97	-46.26	-53.71
17	27.00	3	1,000	0	-106.75	-41.81	-49.40
18	27.00	3	1,000	0	-106.08	-39.63	-47.40
19	27.00	3	1,000	0	-108.36	-40.11	-48.08
20	27.00	3	1,000	0	-114.12	-43.72	-51.94	-60.00
21	39.00	4	1,000	0	-108.20	-36.81	-45.16	-53.32	-60.00
22	44.00	5	1,000	0	-99.31	-27.25	-35.67	-43.91	-50.65	-60.00
23	52.00	6	1,000	0	-83.74	-11.67	-20.10	-28.34	-35.08	-44.43	-60.00
24	61.00	7	1,000	0	-60.00	11.21	2.89	-5.26	-11.92	-21.16	-36.55	-60.00
25	70.00	8	1,000	0	-27.64	41.82	33.70	25.75	19.26	10.25	-4.76	-27.64	-60.00
26	81.00	9	1,000	0	17.02	83.47	75.70	68.10	61.89	53.27	38.91	17.03	-13.93
27	81.00	9	1,000	0	60.61	124.10	116.68	109.42	103.48	95.24	81.52	60.61	31.03
28	81.00	9	1,000	0	103.24	163.86	156.77	149.84	144.17	136.31	123.21	103.24	75.00
29	81.00	9	1,000	0	145.17	202.95	196.20	189.59	184.18	176.69	164.20	145.17	118.25
30	81.00	9	1,000	0	186.55	241.53	235.11	228.81	223.67	216.54	204.66	186.55	160.93
31	81.00	9	1,000	0	227.35	279.58	273.47	267.50	262.61	255.84	244.55	227.35	203.02
32	81.00	9	1,000	0	267.46	316.98	311.19	305.53	300.90	294.47	283.77	267.47	244.40
33	81.00	9	1,000	0	306.67	353.54	348.06	342.70	338.31	332.24	322.11	306.67	284.84
34	81.00	9	1,000	0	344.74	389.03	383.85	378.78	374.64	368.90	359.33	344.74	324.10
35	81.00	9	1,000	0	381.66	423.46	418.57	413.79	409.88	404.46	395.43	381.66	362.19
36	81.00	9	1,000	0	417.71	457.07	452.47	447.97	444.29	439.18	430.68	417.71	399.38
37	81.00	9	1,000	0	453.47	490.41	486.09	481.87	478.41	473.62	465.64	453.47	436.26
38	81.00	9	1,000	0	489.79	524.28	520.25	516.30	513.08	508.60	501.15	489.79	473.72
39	81.00	9	1,000	0	528.03	559.94	556.21	552.56	549.57	545.44	538.54	528.03	513.17
40	81.00	9	1,000	0	570.01	599.07	595.68	592.35	589.63	585.86	579.58	570.01	556.47
41	81.00	9	1,000	0	618.31	644.11	641.10	638.15	635.73	632.39	626.81	618.32	606.30
42	81.00	9	1,000	0	676.87	698.71	696.16	693.66	691.62	688.79	684.06	676.87	666.70
43	81.00	9	1,000	0	751.84	768.61	766.65	764.73	763.16	760.99	757.36	751.84	744.02
44	81.00	9	1,000	0	853.48	863.38	862.23	861.09	860.17	858.88	856.74	853.48	848.87
45	81.00	9	1,000	1,000	1000.00	1000.00	1000.00	1000.00	1000.00	1000.00	1000.00	1000.00	1000.00