Sec. 43.6. Availability of unadjusted cash surrender benefits

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In policies providing guaranteed rates, an unadjusted cash surrender benefit must be available on each guaranteed benefit date and at the maturity of the policy. The specified time interval for any guaranteed rate shall not exceed 10 years. For example, a contract providing a guaranteed rate for five years must provide an unadjusted cash surrender benefit at the end of the five years.

                    
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