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New York Codes Rules Regulations (Last Updated: March 27,2024) |
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TITLE 11. Insurance |
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Chapter VII. Credit and Creditor Insurance |
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Part 185. Credit Life Insurance and Credit Accident and Health Insurance |
| 11 CRR-NY VII 185 Notes |
| Sec. 185.0. Preamble |
| Sec. 185.1. Definitions |
| Sec. 185.2. Existing insurance, choice of insurer |
| Sec. 185.3. Filing and approval of forms and premium rates |
| Sec. 185.4. Forms of credit life insurance and credit accident and health insurance |
| Sec. 185.5. Policy and certificate provisions and disclosure to debtors |
| Sec. 185.6. Amount and term of credit life insurance and credit accident and health insurance |
| Sec. 185.7. Premiums and identifiable charges |
| Sec. 185.8. Premium refunds |
| Sec. 185.9. Commissions and fees or other allowances |
| Sec. 185.10. Dividends, retrospective rate credits and retrospective premiums |
| Sec. 185.11. Payment of claims |
| Sec. 185.12. Experience statistics |
| Sec. 185.13. Open-end loans and charge plans |
| Sec. 185.14. Special rules for credit insurance on transactions secured by real estate mortgages |
| Sec. 185.15. Prohibited practices |
| Sec. 185.16. Separability provision |