New York Codes Rules Regulations (Last Updated: March 27,2024) |
TITLE 3. Banking |
Chapter I. General Regulations of the Superintendent |
Part 1. [Repealed] |
Part 2. Superintendent’s Regulations: Procedure in Removal Proceedings |
Part 3. Superintendent’s Regulations: False Reporting |
Part 4. Superintendent’s Regulations: Maximum Interest Rate on Certain Loans |
Part 5. Superintendent’s Regulations: Internal and External Audits at Branches and Agencies of Foreign Banking Corporations |
Part 6. Superintendent’s Regulations: Additional Authority of Banks, Trust Companies, Savings Banks and Savings and Loan Associations Pursuant to Banking Law, Sections 14-g and 14-h |
Part 7. Superintendent’s Regulations: Information Subject to Confidential Treatment Under Section 36.10 of the Banking Law |
Part 8. Superintendent’s Regulations: Banking Development Districts |
Part 9. Superintendent’s Regulations: Basic Banking Accounts |
Part 10. Superintendent’s Regulations: Payment of Interest on Mortgage Escrow Accounts and Insurance Draft Escrow Accounts |
Part 11. Insider Transactions |
Part 12. Acquisition of Residences and Similar Facilities by Banks and Trust Companies |
Part 13. Depositor Savings Information (“Truth-in-Savings”) |
Part 14. Investments in Corporations by Banks and Trust Companies |
Part 15. Joint Deposits and Shares; Convenience Deposits and Shares |
Part 16. Certain Mergers and Acquisitions of Assets Involving Banking Institutions |
Part 17. [Repealed] |
Part 18. [Repealed] |
Part 19. International Banking Facilities |
Part 20. [Repealed] |
Part 21. Reserves Against Commercial Bank Deposits |
Part 22. Common Trust Funds |
Part 23. Call Reports |
Part 24. Annual Financial Statements of Commercial Banks, Trust Companies, Stock Form Savings Banks and Stock Form Savings and Loans |
Part 25. Meetings of Stockholders of Certain Commercial Banks |
Part 26. Stock Options |
Part 27. Capital Notes and Debentures as Capital Stock |
Part 28. Implementation of Banking Law, Section 103 |
Part 29. Declaration of Dividends |
Part 30. Insiders' Reports |
Part 31. Investments of Banks or Trust Companies in Certain Corporations |
Part 32. Maximum Charges for Payments Made Against Insufficient Funds, Uncollected Balances and Return Items; Certain Disclosures |
Part 33. Variable Rate Closed-End Personal Loans |
Part 34. Availability of Funds for Items Deposited for Collection |
Part 36. Investments by Banks or Trust Companies in Investment Companies |
Part 37. Real Estate Equity Investments in Community Development Projects |
Part 38. Definitions of Terms; Advertising; Application and Commitment Disclosures and Procedures; Improper Conduct Under Article 12-D |
Part 39. Exempt Organizations; Subsidiaries of Exempt Organizations; Exempt Mortgage Products |
Part 41. Restrictions and Limitations on High Cost Home Loans |
Part 42. Subprime Home Loans--Thresholds |
Part 43. Subprime Home Loans-Meaning of Terms |
Part 50. Mutual Trust Investment Companies |
Part 51. Pledge of Assets by Foreign Banking Corporations in New York |
Part 52. Maintenance of Assets by Licensed Foreign Banks in New York |
Part 59. Designation of Rating Services |
Part 60. Additions to Legal List |
Part 61. Designations Under Banking Law Section 235 |
Part 62. Investments in Housing and Urban Development Projects |
Part 63. Investments in Savings Banks Trust Company and Other Savings Banks Service Agencies |
Part 64. [Repealed] |
Part 65. Agreements to Limit Personal Liability on Insured Mortgages |
Part 66. Reciprocal Interstate Acquisitions of Savings and Loan Associations |
Part 67. Payment of Interest on Day of Deposit--Day of Withdrawal Accounts in Savings Banks and State-Chartered Savings and Loan Associations |
Part 68. Investments in Savings and Loan Service Agencies |
Part 69. Mandatory Transfers to Surplus for Thrift Institutions Pursuant to Banking Law, ss 244(3) and 387(1) |
Part 70. Interlocking Directors and Officers of Banking Organizations and Bank Holding Companies |
Part 71. Issuance of Subordinated Securities by Savings Banks and Savings and Loan Associations |
Part 72. Investments in Certificates of Deposit of Banking Corporations |
Part 73. Electronic Facilities |
Part 74. [Repealed] |
Part 75. Credit Card Issuance by Credit Unions |
Part 76. Compliance with Community Reinvestment Act Requirements |
Part 77. Investments in Commercial, Corporate and Business Loans by Savings Banks and Savings and Loan Associations; Leasing Transactions; Letters of Credit |
Part 78. Personal Loan Departments of Savings Banks and Savings and Loan Associations |
Part 79. Reverse Mortgage Loans |
Part 80. Investment in Junior Lien Mortgage Loans by Commercial Banks, Savings Banks, Credit Unions, Mortgage Bankers and Savings and Loan Associations |
Part 81. Issuance of Large-Denomination Obligations by Licensed Agencies of Foreign Banks |
Part 82. Alternative Mortgage Instruments |
Part 83. Shared Appreciation Mortgage Modification |
Part 84. Certain Mortgage Loans |
Part 85. Investment in Service Corporations by Savings Banks and Savings and Loan Associations |
Part 86. Organization and Operation of Stock-Form Savings Banks and Savings and Loan Associations |
Part 87. Conversion of Mutual and Stock-Form Federal Savings Banks and Stock-Form Federal Savings and Loan Associations to State Charter |
Part 88. [Repealed] |
Part 89. Alternative Investments in Debt and Equity Securities by Savings Banks and Savings and Loan Associations |
Part 90. Variable Rate Open-End Accounts Established by Lending Institutions |
Part 91. Variable Rate Retail Instalment Credit Agreements Established by Retail Sellers |
Part 92. Variable Rate Closed-End Retail Instalment Contracts and Obligations Entered Into by Retail Sellers |
Part 93. Borrowings by Savings Banks |
Part 94. Borrowings by Savings and Loan Associations |
Part 95. Borrowings by Credit Unions |
Part 96. Lending Limits for Credit Unions |
Part 97. Investment in Credit Union Organizations |
Part 100. Personal Property Leasing Activities of Banks and Trust Companies |
Part 101. [Repealed] |
Part 102. [Repealed] |
Part 103. [Repealed] |
Part 104. [Repealed] |
Part 105. [Repealed] |
Part 106. Reserved |
Part 111. Mutual Holding Companies |
Part 112. Investments of Savings Banks in the Federal Home Loan Bank of New York |
Part 113. [Repealed] |
Part 114. Supervision and Regulation of Article XII Investment Company Holding Companies and Their Subsidiaries for Purposes of the European Union Financial Conglomerates Directive |
Part 115. Anti-Money Laundering Programs for Applications for Charters, Acquisitions and Mergers and Changes of Control |
Part 116. Maintenance of Anti-Money Laundering Compliance Programs by Banking Organizations and Foreign Banking Corporations Licensed to Maintain a Branch or Agency |
Part 117. Lending Limits: Inclusion of Credit Exposures Arising from Derivative Transactions |
Part 119. [Repealed] |